Artykuł ma na celu usystematyzowanie wiedzy uzyskanej z niezależnych międzynarodowych badań determinant finansowania przedsiębiorstw kredytem handlowym poprzez przeprowadzenie metaanalizy głównych grup czynników uwzględnianych w modelach: zadłużenie, płynność, wielkość firmy, rentowność, zapasy i możliwości wzrostu. Dokonano selekcji 26 przedsiębiorstw korzystających z kredytu handlowego na podstawie analizy publikacji poświęconych źródłom finansowania. Zbudowano bazę danych zawierającą informacje o 232 szacunkowych modelach. Oszacowano model logitowy w celu wskazania cech prób i metod badawczych, wpływających na istotność determinant firm finansujących się kredytem handlowym. Efekt finansowania dłużnego przy wykorzystaniu kredytu komercyjnego zależy od kraju oraz od cech badanych przedsiębiorstw.
kredyt handlowy, finansowanie przedsiębiorstwa, model logitowy
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